Mikael FallströmPayment Architect & Product Manager in Fintech and AI
From fintech infrastructure to AI-driven transformation
I help companies navigate what matters next.
Product Manager · System Architect · Angel Investor · AI Expert · Investor · Board Member
Featured Experience
From product and innovation to investments and strategic leadership
Solution Manager
Professional Role
Defined early-stage customer solutions by designing technical architecture and aligning it with project and business plans. Played a strategic role in bridging sales and delivery.
Project Manager
Professional Role
Managed the prestudy to replace the existing web portal. Facilitated business workshops, created strategic plans, and negotiated supplier terms.
Architect
System Architect
Contributed to card payment strategy and SEPA transition. Also improved working models for payment-related systems within the Store Service program.
Card Payment Specialist
Professional Role
Initiated and led a prestudy to harmonize card payment solutions across Europe in preparation for the new PSD directive. Conducted supplier evaluations via RFI and recommended a suitable future provider.
Project Manager/Architect
System Architect
Analyzed the custom PLM platform, proposed a strategic target architecture and validated supplier alignment for future development.
Senior Product Manager
Professional Role
Led the scaling of a team from 6 to 20 people, eventually dividing into three specialized teams. Owned responsibilities for Clearing & Settlement and delivery pipelines for compliance, accounting, treasury, AML and sanctions. Provided architectural and product leadership across domains.
Projects
Portfolio of fintech projects, payment solutions and AI implementations. Case studies from my work as payment architect and product manager in digital transformation and system architecture.
Latest posts
Insights on payment architecture, fintech product development and AI implementation from experienced product manager and system architect. Articles about payment systems, digital transformation and investments.
Building GDPR-safe AI search for public information
1 February 2026
A real-world experiment in simplifying complex regulation using RAG and private EU-based AI inference. How Sopinfo.se explores national-level access in a landscape dominated by local authority.
Launching Many Products: My Portfolio Approach as a Solo Founder
22 November 2025
Most founders bet on a single product. I do the opposite — I run a portfolio approach. Here's why building many products makes me sharper, faster, and better at finding the winner.
Contact me
I try to respond to all messages within 24-48 hours